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Guide Selling in Dubai

Selling property in Dubai: steps and costs

From the first valuation to the day the title moves: the paperwork Dubai requires, who pays what, and where sales usually slow down.

Updated · 6 min read

Six steps to transfer

The order every Dubai resale follows.

  1. 01

    Valuation

    A price set against recent DLD transactions for the building and similar units, not asking prices on the portals.

  2. 02

    Form A

    The RERA agreement between you and your agent: the asking price, the commission and how long the listing runs.

  3. 03

    Marketing

    Every advert needs a DLD Trakheesi permit, issued against Form A and the title deed. No permit, no listing.

  4. 04

    Offer and Form F

    Once you agree a price, buyer and seller sign Form F, the sale contract. The buyer usually leaves a 10% deposit cheque with the agent.

  5. 05

    NOC and clearances

    The developer issues a no-objection certificate once service charges are paid. A mortgaged property needs a liability letter from the bank.

  6. 06

    Transfer

    At a DLD trustee office the title moves to the buyer, the bank is paid off if needed, and you receive the balance by manager's cheque.

What selling costs

CostTypical amountWhat to know
Agency commissionUsually 2% + VATAgreed in Form A. In Dubai the buyer often pays their own agent's 2%; what the seller pays is negotiable.
Developer NOCAround AED 500–5,000 + VATSet by each developer, and only issued once service charges are up to date.
Service chargesAny arrearsCleared before the NOC. Charges already paid ahead are often adjusted with the buyer.
Mortgage early settlementUp to 1% or AED 10,000The UAE Central Bank cap on early-settlement fees, whichever is lower. The bank also charges for the liability letter.
DLD transfer fee4% (by agreement)Paid by the buyer in most Dubai sales, though the contract can split it.

Selling to buy again? See the buyer's costs and run the numbers in the mortgage calculator.

General guidance as of October 2026, not legal or tax advice. Fees vary by developer, bank and contract, so confirm them for your property before you list.

Seller FAQ

How long does it take to sell a property in Dubai?

Once a buyer is found, a cash sale can transfer in two to four weeks. A buyer using a mortgage, or a property with one to clear, usually takes four to eight weeks because of bank valuations and paperwork.

Can I sell a property that still has a mortgage?

Yes. Your bank issues a liability letter showing what's owed, the buyer's funds clear the loan at the trustee office, and the bank releases the mortgage on the same day.

Can I sell a tenanted property?

Yes. The tenancy carries on under the new owner, which suits investors. If the buyer needs it vacant, the notice rules for ending a tenancy still apply, so plan the timing early.

Can I sell an off-plan property before handover?

Usually, if the developer allows it. Many require a minimum share of the price to be paid first and charge a transfer fee, and the sale is registered through Oqood rather than a title deed.

Do I pay tax when I sell in Dubai?

There is no capital gains tax on property for individuals in Dubai. Agency fees carry 5% VAT, and your home country may tax the gain, so check where you are tax resident.

Thinking of selling?

Send us the property and we'll come back with a valuation against recent DLD transactions, a realistic timeline and how quickly similar homes have been selling.